Imagine a world where we all stopped buying non-essentials for three months.

What power the masses could wield with such discipline. But that would be difficult.

The better move is gradual – over the next six to eight months, train yourself by heavily scrutinizing your spending, and slowly remove unnecessary purchases from your life.

Spending 10% less 8 months from now during the upcoming holiday season would be a win.

Then repeat next year.